This diamond necklace has 5 four-prong, open base crowns in the center of the 14K yellow gold necklace. Each crown holds one round brilliant cut diamond. Five diamonds are color range of F-G-H, clarity range of VS1-VS2, and total weight of 1.60 ct. Individual diamonds are .48 ct, .35 ct, .33 ct, and two .22 ct diamonds. Insurance replacement value per letter from jeweler is $9,500. Appraisal for estate tax purposes $4,500.